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Learning Resource Centre Monthly Bulletin |
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Learning Resource Centre Monthly Bulletin |
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| New Books |
 Ebook: FN421 AI and the Future of Banking By Tony Boobier |  Ebook: FN422 Financial Modeling and Valuation : A Practical Gui By Paul Pignataro |  Ebook: FN423 The Art of Business Valuation : Accurately Valuing By Gregory R. Caruso |
| Click Here to learn about the Recent Books added to our collection on different topics of Management. |
| Articles |
| Efficiency analysis in two‐stage data envelopment analysis with shared resources and undesirable outputs: an application in the banking sector. By Amirteimoori, Alireza International Transactions in Operational Research. Sep2025, Vol. 32 Issue 5, p2453-2473. 21p. Abstract :In classic and traditional data envelopment analysis (DEA) models, the production process is considered as single stage process and the internal structures have been ignored. In many real‐world occasions, however, the processes have two‐ or multi‐stage structures with or without shared resources. Two‐stage DEA models deal with the calculation of the technical efficiency of a system, taking into consideration its internal structures. In this contribution, we consider a two‐stage production process in which both stages are fed by shared resources, and there are undesirable products from the second stage. In the model we will propose, an optimal split on shared resources is given. To demonstrate the applicability of the proposed approach, data on 40 bank branches in seven years 2014–2020 is presented. In our real application in the banking sector, we find out that the most important sources of inefficiency of bank branches are related to interest revenue and overdue debt (undesirable output). Moreover, we saw that almost all branches were inefficient in the second stage (sale and service section) in all the seven years of evaluation. | |||
| Financial inclusion, household consumption instability and democracy in developing countries: A finite mixture of regressions approach. By Compaoré, Ali;Sawadogo, Relwendé Journal of International Trade & Economic Development. Jun2025, Vol. 34 Issue 4, p758-780. 23p. Abstract :The literature on the impact of financial inclusion on the instability of household consumption remains controversial. In this article, we considered the possibility that countries follow different regimes of household consumption instability and tested the hypothesis of whether financial inclusion is countercyclical or procyclical to a country`s regime of consumption instability. Thus, relying on recent works that used the finite mixture regression method, we identify the different regimes of household consumption instability. Drawing on a sample of 28 developing countries over the period 2011–2020, the paper highlights that the impact of financial inclusion on consumption instability differs across classes and a three-class model best describes the sample. Specifically, we show that financial inclusion is positively associated with consumption instability in the first class, while financial inclusion significantly reduces consumption instability in the second class. Financial inclusion does not have a significant impact on the third class. Furthermore, exploring the potential role of democracy in determining class affiliation, the results emphasize that developing countries would fully benefit from financial inclusion by undertaking strong reforms to improve democracy. | |||
| Financial literacy innovation is mediated by financial attitudes and lifestyles on financial behavior in MSME players. By Widjayanti, Carolina Ety;Adawiyah, Wiwiek Rabiatul;Sudarto Journal of Innovation & Entrepreneurship. 5/28/2025, Vol. 14 Issue 1, p1-15. 15p. Abstract :Many MSME players do not have basic knowledge about financial management, such as cash flow management, financial recording, and understanding financial products. This deficiency makes them vulnerable to errors in financial decision making, such as inefficient use of loans or inappropriate investments. This research aims to analyze financial literacy innovations on the financial behavior of MSME players with the mediation of financial attitudes and lifestyle. By understanding the relationship between financial literacy, financial attitudes and lifestyle, as well as their impact on financial behavior, it is hoped that it can provide a more comprehensive insight into how MSMEs operate. The sample used in this research was 382 MSMEs in Banyumas Regency, using SEM PLS as a tool for analysis and research. The results of this research are that financial literacy influences behavioral finance. Financial literacy influences financial attitude. Financial literacy influences lifestyle. Financial attitude mediates financial literacy towards behavioral finance and lifestyle mediates financial literacy towards behavioral finance. | |||
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| News |
| Singapore remains biggest FDI source for India for 7th straight year By The Economic Times; June 02, 2025 |
| India`s health insurance sector faces growth and profitability challenges: Report By The Economic Times; June 02, 2025 |
| Increased outward FDI by Indian companies ‘warrants attention’: Finance Ministry By The Hindu; 28th May 2025 |
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