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Learning Resource Centre Monthly Bulletin |
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Learning Resource Centre Monthly Bulletin |
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| New Books |
 Ebook: RM122 Earning and Spending in Rural India By E. Karthikeyan |  Ebook: RM123 Agro-Technological Options for Resource Conservati By Sanjay Swami;Shubham Singh |  Ebook: RM124 Harvesting Hope By Anirban Mukherjee |
| Click Here to learn about the Recent Books added to our collection on different topics of Management. |
| Articles |
| Factors Influencing E-Wallet Adoption in Rural India: An Empirical Analysis. By Swarna, T. IUP Journal of Accounting Research & Audit Practices. Apr-Jun2026, Vol. 25 Issue 2, p99-128. 30p. Abstract :The paper investigates the awareness, usage, and intention to use mobile payment systems among rural consumers in Telangana, India. With a focus on identifying the influence of demographic and behavioral factors, the study provides insights into key enablers and barriers to digital payment adoption in rural settings. A quantitative research design was employed, using a structured questionnaire distributed through convenience sampling to 400 rural consumers aged between 10 and 95 years across Telangana. Data were analyzed using statistical tests, including Chi-Square and correlation analysis. The findings reveal that demographic variables such as age, qualification, and occupation significantly influence awareness, usage, and intention to use e-wallets, while gender and income showed no significant impact in most cases. The study also reports a strong positive correlation between behavioral predictors--habit, government initiatives, social influence (SI), performance expectancy, customer satisfaction, trust in app providers, and effort expectancy (EE)--and the intention to use mobile payment systems. [ABSTRACT FROM AUTHOR] | |||
| Accounting for change in income inequality in rural India, 1993–2011: a regression-based decomposition. By Azam, Mehtabul Applied Economics Letters. Jan2026, Vol. 33 Issue 2, p287-292. 6p. Abstract :Utilizing household-level income data from rural India, we study the role played by household characteristics and location in explaining the increased income inequality observed in rural India between 1993 and 2011. We use a regression-based inequality decomposition method and differentiate from prior work by focusing on income inequality and integrating district-fixed effects for spatial factors. We find that a large proportion of the observed increase in rural income inequality in India remains unexplained, and the contribution of household characteristics in accounting for increased income inequality is rather limited. We also find that the spatial factors captured by district-fixed effects have become more important drivers of income inequality in rural India. We further find that the contribution of state-level differences to income inequality has increased over time. [ABSTRACT FROM AUTHOR] | |||
| Critical Financial Barriers to Technology Adoption and Entrepreneurship in Rural India: A TISM Modeling Approach. By Kumar, Rajeev;Kumar, Vivek;Vijay, Virendra Kumar Advances in Consumer Research. 2025, Vol. 2 Issue 4, p3074-3091. 18p. Abstract :This study investigates the critical barriers impacting the financial mechanisms necessary for adopting innovative technologies and fostering entrepreneurial initiatives in rural areas of India. Despite the rich natural and human resources in rural India, which present an ideal combination for innovation and entrepreneurship, these areas remain underdeveloped, partly due to insufficient financial mechanisms. Aligning with the UN`s Sustainable Development agenda and the imperative for sustainability-oriented innovation, the research employs the Total Interpretive Structural Modeling (TISM) approach to identify and analyze the hierarchical relationships among the critical barriers. Key impediments identified include insufficient financial literacy, lack of government initiatives, gender disparity, lack of financial independence for youth and women, limited access to traditional banking services, complex banking procedures, lack of easy fundraising processes, lack of investors, and lack of education and training. The findings highlight that the lack of investors is a significant constraint, and governmental intervention is crucial for creating the necessary infrastructure, providing financial education, and improving banking services to stimulate rural economies and drive innovation adoption. This research offers valuable insights for policymakers and stakeholders to strategically address these barriers and promote inclusive economic growth. [ABSTRACT FROM AUTHOR] | |||
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| News |
| Green industry will drive India’s future: Governor Gehlot By Times of India, May 31 2026 |
| Gujarat plans road safety cells in urban, rural civic bodies By Times of India; Jun 2 2026 |
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